Capital Gains Tax Advice for Rental Properties – Maitland, NSW

Selling a Rental Property? Let’s Get Your Tax Position Right

Selling your investment property can unlock serious equity — but it also triggers capital gains tax (CGT).

At Bottrell Accountants & Tax Advisors, we help Maitland-based property investors understand their CGT obligations, calculate their net gain, and apply every deduction and concession legally available — so you don’t pay more than you have to.

📌 Whether it’s your first rental sale or part of a portfolio restructure — our job is to maximise your after-tax return.

When Does Capital Gains Tax Apply?

You’ll typically face CGT if:

• You sell a rental or investment property
• Transfer ownership to a family member or trust
• Gift property (still a CGT event)
• Sell property held by a trust or SMSF
• Subdivide or sell a property that’s been partially rented

📌 The taxable gain is calculated as the difference between your sale price and cost base — minus any applicable concessions.

What We Do - NCGT Services for Property Investors

✅ Calculate capital gains or losses
✅ Determine exact cost base – including stamp duty, legal fees, renos, agent costs & more
✅ Apply CGT discount (50%) for eligible properties
✅ Determine eligibility for small business CGT concessions (if applicable)
✅ Split gains between joint owners or entities
✅ Review past depreciation claims for clawback
✅ Advise on pre-sale strategies to reduce tax
✅ Help plan PAYG variation if you’re expecting a big tax bill
✅ Prepare & lodge ATO-compliant capital gains reporting schedules

Who We Help

We assist:

• Individual landlords selling a single rental
• Mum & dad investors with multiple properties
• Property held in trusts or companies
• SMSFs selling investment property
• Investors facing clawback on previously claimed depreciation
• Those relocating and converting PPOR into rental (or vice versa)

Why Choose Bottrell for CGT?

Local Maitland tax team with real property experience
In-house accountants + property tax specialists
We know the ATO rules, exemptions, timing & strategy
Work directly with your agent, solicitor or conveyancer if needed
Support for both individual and SMSF-held property
Clear advice with fixed-fee options available

We speak your language — and make property tax simple.

What Affects How Much CGT You Pay?

• How long you owned the property (12-month discount)
• Whether it was your main residence at any point
• Your total income for the year
• Whether you used it to earn rental income
• Renovations or capital improvements
• Ownership structure (individual, trust, SMSF, company)
• Depreciation previously claimed
• Sales and legal costs

📌 Don’t guess — we’ll run the numbers accurately and help you reduce your tax legally.

Maitland Office Location

Bottrell Accountants – Maitland Office

93 Lawes Street

East Maitland, NSW 2323

Phone: (02) 4933 6888

Email: maitland@bottrellaccounting.com.au

Office Hours:

Mon–Fri: 7:30am–5:30pm

Saturday: 9:00am–2:00pm

Client Testimonials

Related Services
• Rental Property Tax Returns
• Capital Gains Tax Planning
• SMSF Accounting Maitland
• Negative Gearing Maitland
• PAYG Variation Maitland