PAYG Variation Services for Investment Properties – Newcastle, NSW
Reduce Weekly Tax & Improve Cash Flow
If you’re receiving rental income and claiming deductions — you may be eligible to reduce the tax withheld from your wages each pay cycle, rather than waiting for tax time.
This is done through a PAYG Withholding Variation (Form 1515), submitted to the ATO.
At Bottrell Accountants Newcastle, we help property investors:
- Prepare and lodge accurate PAYG variations
- Increase take-home pay during the year
- Avoid large refunds or tax debts at year-end
- Manage cash flow more effectively
Ideal for anyone who owns one or more rental properties.
What is a PAYG Withholding Variation?
A PAYG Variation allows you to:
- Estimate rental income & deductions (interest, depreciation, expenses)
- Reduce tax withheld from your salary during the year
- Smooth out your cash flow
- Avoid overpaying tax and waiting for a refund
It applies to:
- Salary & wage earners with investment properties
- Individuals receiving trust, business or investment income
- SMSF trustees receiving rental from business premises
What We Do
- Calculate projected rental income & expenses
- Prepare depreciation schedules (if needed)
- Estimate your tax position for the year
- Complete and lodge Form 1515 with the ATO
- Monitor mid-year accuracy if needed
- Optional re-lodgement if circumstances change
- Lodge annual tax return at year-end
- Fixed-fee variation services available
We aim to lodge early in the financial year — so you benefit sooner.
Who Should Use a PAYG Variation?
✔ Property investors with negatively geared properties
✔ High-income earners with deductible expenses
✔ Investors looking to improve weekly cash flow
✔ Individuals relying on rental income for repayments
✔ First-time landlords seeking tax efficiency
✔ Clients with new properties and high depreciation claims
✔ High-income earners with deductible expenses
✔ Investors looking to improve weekly cash flow
✔ Individuals relying on rental income for repayments
✔ First-time landlords seeking tax efficiency
✔ Clients with new properties and high depreciation claims
Why Choose Bottrell?
20+ years of tax expertise in property investment
Newcastle-based tax agents – speak to a real person
Chartered Accountants & CPAs
Work closely with quantity surveyors for depreciation reports
End-to-end property tax support: PAYG, CGT, returns & advice
Fast lodgement with ATO – no delays
Our Newcastle Office
– Visit Us
Bottrell Accountants, Tax Agents & Financial Planners – Maitland:
- Office: 45 Hunter Street, Newcastle NSW 2300
- Phone: 0249336888
- Email: newcastle@bottrellaccounting.com.au
- Hours: Monday–Friday 7:30am–5:30pm | Saturday 9am–2pm
Newcastle Location
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Want More Cash in Your Pocket Each Pay?
Let us lodge your PAYG Variation and improve your investment property cash flow — fast.
