PAYG Withholding Variation Services – Maitland, NSW

Want More Weekly Cashflow from Your Investment Property?

If you’re negatively gearing a rental property, waiting until tax time for your refund can strain your cashflow.

A PAYG Withholding Variation (also called a Section 1515) allows you to receive that refund throughout the year by reducing the tax withheld from your wages.

At Bottrell Accountants & Tax Agents in Maitland, we prepare and lodge PAYG Variations for property investors — helping you boost your weekly income and ease financial pressure.

What is a PAYG Variation?

✔️ ATO-approved method to reduce tax withheld from your wages
✔️ Based on estimated rental property losses & deductions
✔️ Updated annually or as your circumstances change
✔️ Doesn’t affect your tax return — just brings the benefit forward
✔️ Lodged online with the ATO and automatically applied to your payroll
📌 Particularly effective if you own a negatively geared property or have other deductible investment losses.

Who Can Benefit?

PAYG Variations are ideal for:
Property investors with negatively geared rental properties
Employees earning a regular wage or salary (PAYG)
Taxpayers receiving rental income but paying out more in interest & expenses
First-time investors who need stronger cashflow
Individuals with multiple investment properties
Anyone wanting their refund sooner — not later

What We Do

✅ Calculate your expected property income & deductions
✅ Prepare and lodge your PAYG Variation with the ATO
✅ Advise your payroll/HR team on applying the variation
✅ Adjust your variation during the year if circumstances change
✅ Ensure accurate end-of-year tax reporting and no surprises

We also work with your property manager, mortgage broker or lender if needed.

Why Choose Bottrell?

✔ Local Maitland-based tax experts
✔ Decades of experience in property & investment tax
✔ Fast turnaround & electronic lodgement
✔ Linked services: tax returns, negative gearing, CGT & loan structuring
✔ Easy fixed-fee service
✔ Trusted by hundreds of NSW property investors

We take care of the numbers — so you can enjoy more of your income now.