SMSF Property Investment – Maitland, NSW
Invest in Property Using Your SMSF
Looking to buy residential or commercial property through your Self-Managed Super Fund (SMSF)?
At Bottrell Accountants, Tax Agents & Financial Planners in Maitland, we help trustees structure property purchases inside their SMSF — ensuring full ATO compliance and strategic tax outcomes.
We advise on every step of the SMSF property journey: from setup, strategy and borrowing to accounting, audit and tax.
Why Use an SMSF to Buy Property?
- Tax advantages – concessional tax rates inside the fund
- Rental income taxed at 15% (or 0% in pension phase)
- Capital gains tax concessions after 12 months
- Investment control – choose the property you want
- Long-term wealth-building strategy
- Ability to lease commercial property to your business (ATO compliant)
Why Choose Bottrell for SMSF Property?
Local SMSF Property Experts in Maitland
Experience with LRBAs, borrowing & structuring
Full-service team: accounting, tax, audit & advice
Property strategy aligned with SMSF laws
Commercial & residential property guidance
Liaison with lenders, brokers & legal teams
What We Help With
- Understanding ATO SMSF property rules
- LRBA (limited recourse borrowing arrangement) advice
- Individual vs corporate trustee structures
- SMSF setup or restructure
- Ongoing SMSF accounting and audit
- Property purchase through SMSF
- Cashflow planning & compliance
- SMSF property strategy sessions
Property Types You Can Buy in an SMSF
We assist Maitland SMSF clients investing in:
- Residential property (via LRBA only – cannot live in it or rent to relatives)
- Commercial property (including leasing to your own business)
- Vacant land (subject to development rules)
- Industrial property & warehouses
- Medical & professional suites
- 🧾 Dual-income properties or office suites
All property purchases must meet the “sole purpose test” and be part of your fund’s documented investment strategy.
Borrowing Through Your SMSF (LRBA Support)
We help Maitland SMSF clients with LRBA (limited recourse borrowing arrangement) setup and support:
- Loan structuring
- Bare trust / holding trust creation
- Compliance with SIS Act & ATO rules
- Liaison with lenders and solicitors
- Coordination with your mortgage broker or bank
- Ongoing accounting, tax and audit management
Our Maitland Office
– Visit Us
Bottrell Accountants, Tax Agents & Financial Planners – Maitland:
- Office: 93 Lawes St, East Maitland, NSW, 2323
- Phone: 0249336888
- Email: maitland@bottrellaccounting.com.a
- Hours: Monday–Friday 7:30am–5:30pm | Saturday 9am–2pm
Where To Find Us
Client Testimonials
Related Services in Maitland
Related Links
- Online Tax Returns
- Business Tax Returns
- Bookkeeping Services
- Business Establishment
- SMSF Accounting
- SMSF Audit
- Tradies & Builder Services
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Book Your SMSF Property Consultation
Looking to invest in property through your SMSF? Book a session with our Maitland team for advice on structure, strategy, and compliance.