SMSF Property Investment Services – Newcastle, NSW

Want to Buy Property with Your SMSF?

Investing in property through your Self-Managed Super Fund (SMSF) is a powerful wealth-building strategy — but it’s also one of the most complex areas of SMSF compliance.

At Bottrell Accountants Newcastle, we help SMSF trustees navigate:

Direct property purchases
Limited Recourse Borrowing Arrangements (LRBAs)
Commercial property for business owners
Tax & audit compliance for property-holding SMSFs

📌 Whether you’re buying residential or commercial property — we guide you through setup, acquisition, and ongoing management.

What We Do

✅ SMSF property investment structuring
✅ Review of trust deed & investment strategy
✅ Tax and compliance advice
✅ Coordination with brokers, conveyancers & lenders
✅ LRBA setup (if borrowing within the fund)
✅ Tax return & financial statement preparation
✅ Depreciation schedules & CGT tracking
✅ Annual audit coordination
✅ Ongoing support & recordkeeping

📌 We make sure your property investment meets ATO & SIS Act requirements.

Residential vs. Commercial

🏠 Residential Property

✅ Must be rented at arm’s length
✅ Cannot be used by members or relatives
✅ Often acquired as part of a long-term investment strategy

🏢 Commercial Property

✅ Can be leased to your own business (if market rates are met)
✅ Popular with trades, medical, retail and professional businesses
✅ Allows business owners to pay rent into their SMSF

📌 We’ll explain the rules, risks and tax implications of each.

SMSF Borrowing (LRBA)

We help with SMSFs using Limited Recourse Borrowing Arrangements to acquire property:

LRBA structuring
Corporate trustee & bare trust setup
Liaison with banks, lenders & legal teams
ATO registration & documentation
Tax treatment of interest, rent & depreciation
Compliance review to avoid penalties

⚠️ SMSF borrowing must follow strict rules — our team ensures it’s done right.

Why Use Bottrell?

✔ Chartered Accountants & SMSF Specialists
✔ 20+ years of property & tax expertise
✔ Newcastle-based team — local property market understanding
✔ Work closely with brokers, lenders & legal teams
✔ Fixed-fee SMSF packages available
✔ Advice tailored to your goals (accumulation or pension phase)
✔ Support for ongoing compliance, tax, audit & admin

📌 We don’t just help you buy — we help you manage it for the long term.

Who We Help

✔ First-time SMSF property investors
✔ Trustees investing in residential or commercial property
✔ Business owners buying their own business premises
✔ SMSFs using LRBAs to borrow
✔ Funds with multiple property assets
✔ Accountants and advisers needing SMSF support for clients

Newcastle Office Contact

📍 Bottrell Accountants – Newcastle Office
45 Hunter St, Newcastle, NSW, 2300
📞 Phone: (02) 4003 4808
📧 Email: newcastle@bottrellaccounting.com.au
🔗 Contact the Newcastle Team
🕒 Office Hours:
Mon–Fri: 7:30am–5:30pm
Saturday: 9:00am–2:00pm