Newcastle Accountants | Maitland Accountants | Bottrell Offices located in Newcastle, Maitland. Your local Accountants, Tax Agents & Advisors in Newcastle & Maitland.

Insurance

Bottrell Group’s financial division, Bottrell Wealth, are accredited Financial Planning Advisors Insurance. With over 20 years of experience dealing with everyday Australians and Australian businesses, Bottrell Wealth have gained the knowledge and skills to propel your wealth and secure your goals. The team successfully provides the following financial planning services

Bottrell Insurance – For Detailed Information on Bottrell Wealth Pty Ltd see our website

Financial Planning & Super

Our Newcastle Insurance Services

Our team of knowledgeable expert financial advisors, and tax agents can guide you through every stage to guarantee that your business is well-positioned for success from the very beginning.

Life Insurance

The term life insurance covers the definition of a substitute for an individual’s income if they are to die. Policy holders buy cover from an insurance company, and periodically pay the set premium for the term of the policy. If the individual holding the policy dies within this time, a guaranteed sum id paid to their beneficiaries.

Portfolio Management

Accidents are bound to happen in life, some far worse than others. If you or someone you depend upon were to become permanently disabled due to an illness or accident, rendering you unable to work. TPD Insurance ensures a lump sum of money is paid to the policy holder, giving a means of access to quality medical and rehabilitation treatments for those unable to engage in their qualified occupation.

Recovery Insurance

his particular type of Insurance covers you or the policy holder if they were to suffer from a major illness or injury, such as cancer and heart attacks. Critical illnesses require extensive medical treatment to ensure your quality of life. Taking out this level of Insurance gives peace of mind by ensuring a lump sum payment to cover stressful matters like loss of income and reduced working hours, medical charges and rehabilitation fees

Income Protection

If you are suddenly unable to work, either via sickness or an accident, Income Protection Insurance is an alternate source of cash flow, contributing up to 75% of your gross income. This type of Insurance takes the financial pressure off the policy holder until they are able to return to work. If the individual is unable to return for unforeseen reasons, they are covered until the age of retirement.

Business Insurance

Your business is often a huge asset, and you have probably spent a lot of time getting it to where it is today. Having the right insurance can ensure that it doesn’t get taken away from you. Bottrell Wealth can provide guidance and recommended insurance for your business. We also provide additional business services, such as valuation and shareholder agreements.

insurance

Our Newcastle Insurance Services

Our team of knowledgeable expert financial advisors, and tax agents can guide you through every stage to guarantee that your business is well-positioned for success from the very beginning.

Life Insurance

Regardless of the scale of a business, every company has crucial figures that keep your cash flow coming in. In the event that just one of these large contributors were to leave or become unable to work, your business could lose substantial revenue in not only income but in knowledge and capital as well.

Revenue Insurance

A reduction in revenue is inevitable when a key person departs. If there isn’t a suitable replacement within the business it may be a costly and time-consuming process to find and train a replacement. Other losses that may occur, such as that can’t be met, errors of judgment by a less experienced replacement or reduced productivity through low employee morale.

Equity Insurance

Have you thought about what may happen if you or another owner of your business were to suddenly die? Most businesses don’t have a plan in place if the worst were to happen, and some have ended from that specific situation. Equality ensures fairness and impartiality to all concerned, in this case all owners of a particular business, with principles of unbiased dealing.

Debt Insurance

Tied closely to Key Person Insurance, Debt Insurance covers a critical individual in the business, as most debt obtained to establish a business are secured against Directors’ homes and often personal guarantees.

How can Newcastle Financial Planning help you?

Financial Planning advisors can provide valuable assistance in several ways. Firstly, they can help you create a comprehensive financial plan based on your goals, income, and risk tolerance. They can offer guidance on investments, helping you optimize your portfolio and make informed decisions. They can also provide insights and strategies for retirement planning, tax management, and estate planning.

Additionally, financial advisors can offer objective advice during major life events and market fluctuations, ensuring that you stay on track to achieve your financial goals.

Why choose Bottrell Wealth?

Bottrell Wealth take a two-pronged approach with a focus on both business and individual goals to ensure your wealth is looked at holistically. We understand that every individual and family will have different needs and goals to the next, so we tailor our services and strategies to perfectly fit the circumstances of each of our clients. At Bottrell we strive to ensure every meeting is productive and you leave feeling fulfilled and satisfied.

Our wealth planning endeavours to help you set goals and put plans into place that will see you reach your wealth goals sooner, whether that is retiring, purchasing an investment or protecting your family financially. Our areas of expertise are insurances, super funds, retirement, investments, tax effective strategies, custom planning and budgeting. 

SMSF Accountants & Auditors: Experts in self-managed superannuation funds. Financial Planning

Newcastle Certified Financial Advisors

What is a Financial Planning advisors and what makes them different?

Certified Financial Planning advisors are professional financial advisors who have obtained the necessary certifications and qualifications to provide expert advice on various financial matters.

At Bottrell Business Consultants, we offer a wide range of services, including accounting, tax, business coaching, financial planning, and marketing. Please contact us at 02 4027 5782 or by email at office@bottrellaccounting.com.au to schedule a consultation and learn how we can help you. Our office is open Monday to Friday, 8:00 am to 5:30 pm (AEST).

Bottrell Wealth Pty Ltd are a corporate authorised representative No. 1243427 of InterPrac Financial Planning Pty Ltd, where we can provide financial planning services. Australian Financial Service License: No 246638.

Contact Us

Contact us at @ Newcastle Accountants