As much as we’re living for the here-and-now, it is imperative to plan for the future, not only for yourself but for those around you. Understanding your future goals and following a customised Financial Plan is fundamental when achieving your life goals.
Have you noticed more and more middle-aged Australians retiring early? If you’re wondering how so many individuals are coming out of full time employment and into retirement so soon, you’re probably also asking how you can do the same. Understanding the crucial role Retirement Planning can have upon your life is the first step. The second is seeing the Team at Bottrell Wealth to discuss your future endeavours, and determining the lifestyle you will lead upon your accumulated savings.
THE IMPORTANCE OF SUPERANNUATION
Superannuation is a tax effective way to save for your retirement. Your employer makes contributions to your super fund, and if you wish, you are able to top it up with your own money. Generally, you are unable to access the savings until retirement.
You’re probably wondering what happens to your money while it is in a super fund. It doesn’t just sit there, it is pooled with other members’ money and invested. You have control over where your super is invested – there are opportunities to achieve a high rate of return, or lower the risk and earn a lower rate of return. Different strategies must be exercised throughout the course of your life, to ensure you have sufficient cash in your super for your retirement.
TALK TO ONE OF OUR RETIREMENT EXPERTS TODAY!
WHY RETIRE WITH BOTTRELL?
We take the time to discuss all influences and elements that will see your future stages in life benefit from today’s planning and expansion of your current income. Not only do we touch on just how you can successfully and strategically organise your income, Bottrell Wealth will also give sound advice on investment arrangements and your overall transition from employment into retirement.