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Apple stock tumbles as iPhone sales fall well short

Apple stock tumbles as iPhone sales fall well short Apple reported iPhone sales that fell well short of analyst estimates, sending the stock falling in after-hours trading. Apple said it sold 51 million iPhones in the first quarter of its 2014 fiscal year, which ended December 28. That’s a new record, and up from 47.8 […]

Top tips to cut your work in half

Top tips to cut your work in half Here are six ways to keep time on your side.   Track your time You often get a jolt when you begin to track exactly how you spend your time. It not only highlights the hours you waste on email or Facebook but how much time it’s […]

Five things to know before buying a franchise

Five things to know before buying a franchise A lot of people who buy into a franchise are fulfilling a life long dream to work for themselves. But many don’t have much business experience and have often come straight from a job. Here are five things franchise owners say you need to know before you […]

2013 election commitments

2013 election commitments As part of its 2013 election commitments the Abbott Government announced the following changes (effective from 1 January 2014); – The instant asset write off threshold has reduced from $6,500 to $1,000 for assets acquired and installed ready for use after 31 December 2013. – Assets costing $1,000 or more will need […]

Financing the purchase of your business

Financing the purchase of your business There are 2 main ways of financing your business purchase: Equity funding Equity funding is seeking investors to purchase shares or units within your business in order to raise capital to purchase assets for investing or business usage. This funding is generally repaid by dividends or unit distributions. Debt […]

What to look for when valuing a Business

What to look for when valuing a business When you purchase a business, there are several key indicators to look at during the purchasing process:   – Net profit from the last 3 years – Will the company retain the current staff? – Is there a current lease in place? – Is there any potential […]

Proposed GST changes

Proposed GST changes. Independent consumer group Choice has revealed how Australians who shop online at international websites could pay an additional 60% on their purchases after proposed GST changes. Why is this change being considered? The argument to lower the GST threshold on imported goods from $1000 to $20 is being led by Australian retailers […]

What Self Education Expenses Can’t You Claim

What Self Education Expenses Can’t You Claim What Self Education Expenses Can’t You Claim? You cannot claim repayments on Higher Education Loan Program (HELP) loans, including: • HECS-HELP • FEE-HELP • OS-HELP • VET FEE-HELP • SA-HELP You also cannot claim: • Student Financial Supplement Scheme (SFSS) repayments • Home office occupancy expenses • Meals – […]

Self-Education Expenses

Self-education expenses are expenses you incur studying an eligible course to obtain a formal qualification from a school, university, college or other place of education (such as TAFE or private registered training organisation). The course(s) you study need to bedirectly connected to your current work or employment. To Claim A Deduction: • Maintain or improve […]

Australia’s Longevity Outlook

Australia’s Longevity Outlook Talk of Australians’ rising life expectancies has been making headlines as of late. The latest data from the Australian Bureau of Statistics projects a “life expectancy at birth” age of 79.9 for men and 84.3 for women. But representative body the Actuaries Institute said those who have already reached the age of […]

Spending Tax Refunds

Spending Tax Refund What’s the best way to spend your tax refund? A few good ideas Spending Tax Refund It is not unusual for a person to let out a big whoop of joy when they receive their tax refund but actually– the refund is tax you have overpaid, not the lottery. To ensure you […]

Insurance What are the Real Costs to Australian Small Business?

  The Risky Business of Insurance What are the Real Costs to Australian Small Business? Small business owners tend to be juggling many balls – managing clients, cash flow, staff, stock and future planning. Managing business risk and ensuring that a business can survive unforseen events, should also be top of mind. Yet many small […]

Five tips to boost your career for 2014

Five tips to boost your career for 2014 1. Determine what makes your happy There is no point in chasing a career goal that won’t make you happy.   2. Treat your career like a business Make sure you have a deep understanding of your strengths and put in place a strategy on how you […]

Why is multitasking bad?

Why is multitasking bad? Although multitasking may make us feel as if we’re ticking things off the list, recent studies have shown that multitasking makes us less productive and more stressed.   Stanford University researchers found that it led to more mistakes and longer time needed to perform tasks. Here are some tips to help […]

Interest rates

Interest rates Interest rates on bank loans can be either fixed or variables. A variable loan varies with the rise and fall of the interest rates per the bank. Fixed the interest rates are the bank account interest rates are fixed and don’t change.   Interested in joining our team? Why not apply today?  About […]